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Finances

Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

Latest: Advice, Tips and Resources

Article
When to Consider Using a Factoring Company
By Sean Peek | December 09, 2020

Find yourself in a financial bind? A factoring service might be able to help.

Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jason Milleisen | December 04, 2020

What are the main features of PPP and EIDL loans, and how does the forgiveness process vary for each loan type?

Article
What's a Healthy Level of Business Debt?
By Matt D'Angelo | December 04, 2020

Financing can accelerate any business's growth, but it's vital to approach it properly.

Article
What Is a 401(k)?
By Simone Johnson | December 03, 2020

A 401(k) is an important retirement savings vehicle that many employers offer to their employees. Here's what you should know about this type of plan.

Article
SBA Loan Default in the Time of COVID-19
By Jason Milleisen | November 19, 2020

Jason Milleisen, a former workout officer for the biggest SBA lender in the U.S., answers your questions about SBA loan default and the offer in compromise process as a result of the coronavirus.

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Disaster Loans: How to Qualify for PPP and EIDL Forgiveness
By Mike Savage | November 06, 2020

More than 5 million businesses have received COVID relief funds. It's important to keep loan forgiveness in mind from the moment you receive your funds to avoid unforeseen costs.

Article
Line of Credit vs. Credit Card: Which Is Best for Your Business?
By Donna Fuscaldo | October 23, 2020

A business line of credit and a business credit card are both useful tools for managing your business's finances. Find out which one is right for you.

Article
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Business Financing Options for Every Credit Score
By Dock David Treece | October 08, 2020

Regardless of your credit score, there are financing options available to fund your small business. Here are some ways to get the funding you need, even if your credit is less than stellar.

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Requirements for Getting a Small Business Loan
By Dock David Treece | October 02, 2020

If you are in need of a loan for your small business, it's important to know these requirements and plan to meet them.

Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | October 02, 2020

Should you personally guarantee your business loan? There are risks with the rewards.

Article
How to Calculate Loan Payments
By Adam Uzialko | August 31, 2020

When you're considering accepting a business loan, it's important to develop a repayment plan. Here's how to calculate loan payments.

Article
How Viable Is a Physical Office Space These Days?
By Andrew Martins | August 24, 2020

Thousands of businesses went from physical to virtual work environments since March because of COVID-19. What is the future of physical office spaces?

Article
Small Business COVID-19 Diaries: Part 5
By Adam Uzialko | August 04, 2020

COVID-19 upended economic activity and disrupted small business owners' lives. Here are stories from real entrepreneurs about how the novel coronavirus pandemic is impacting them.

Article
Understanding Stripe Credit Card Processing Fees
By Adam Uzialko | July 22, 2020

With Stripe, you can accept credit and debit card payments. Here's a breakdown of the fees you can expect to pay with Stripe.

Article
How to Manage Accounts Receivable (and What to Do When Clients Won't Pay)
By Max Freedman | July 13, 2020

To be an effective debt collector, educate yourself on the situation, document your actions, and avoid assumptions.

Article
Retail Accounting: What You Need to Know About Inventory
By business.com editorial staff | July 06, 2020

What makes retail accounting different from accounting in other industries? Learn the different methods you can use.

Article
What Is Cash Flow Management?
By Jennifer Post | July 02, 2020

Cash flow management is essential to a small business's survival. Here's how to improve your own cash flow management.

Article
Expert Advice on Setting Up a Forex Trading Business
By business.com editorial staff | July 01, 2020

We spoke to Casey Stubbs, the founder of Winners Edge Trading, to learn about foreign exchange trading.

Article
How to Set a Price for Your Service
By business.com editorial staff | June 26, 2020

Are you properly valuing the services you provide?

Article
Paycheck Protection Program Forgiveness: New Guidance Released by SBA
By Adam Uzialko | June 22, 2020

The SBA extended the deadline for businesses to return their Paycheck Protection Program loans to May 18. Here's what to know about returning your funds.

Article
Will There Be a Second Stimulus Check? What Is the HEROES Act?
By Adam Uzialko | June 19, 2020

The HEROES Act, a $3 trillion spending bill intended to further address the economic impact of COVID-19, includes a second check for individual taxpayers. But it has to pass the Senate first.

Article
12 Accounting and Cash Flow Management Lessons From 10 Years as a CEO
By Catherine vanVonno | June 11, 2020

Many small businesses struggle with cash flow and other accounting issues. What tips or strategies have helped you manage business finances effectively?

Article
In Pursuit of Profit: Applications and Uses of Break-Even Analysis
By Simone Johnson | June 05, 2020

A break-even analysis is an essential element of financial planning. Here's how to apply it to your business.

Article
18 Key Considerations to Make When Selling a Business
By Scott Gerber | May 28, 2020

YEC leaders discuss what elements to keep in mind before selling your company.

Article
The Best Places for Purchasing Office Supplies
By business.com editorial staff | May 27, 2020

Here are some solid purchasing programs for your business.

Article
Is Your CNP Fraud-Detection System Confused by Consumer Behavior Now? That Could Damage Your Business
By Rafael Lourenco | May 19, 2020

The COVID-19 pandemic has transformed how consumers behave. These changes could be causing a spike in good orders mistaken for fraud, creating irreparable damage for businesses.

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Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Anne MacRae | May 14, 2020

Is supply chain finance right for your business, or would invoice factoring suit it better? Here's what you need to know about both types of financing.

Article
Pricing and Costs of Tax Consultants
By business.com editorial staff | May 07, 2020

Find tax consulting services that fit your budget.