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Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

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The Best iPhone Card Readers of 2020
By Business.com Editorial Staff | July 26, 2022

See our expert reviews of the top iPhone credit card readers. Compare this year's best iPhone card swipers for free at business.com.

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The Best Credit Card Processors of 2022
By Jennifer Dublino | July 26, 2022

Which credit card processor is right for your business in 2022? We review the top-rated services.

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The Best Accounting and Invoice-Generating Software for 2022
By Mike Berner | July 26, 2022

Our team has compared the best accounting software for 2022. See up-to-date comparisons, reviews and costs for the top-rated accounting programs.

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The Best Business Loan and Financing Options of 2022
By Donna Fuscaldo | July 22, 2022

Many small businesses need funding to get started. Learn about the different financing options to decide which would work best for your small business.

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Best Business Employee Retirement Plans of 2022
By Donna Fuscaldo | July 22, 2022

Looking for an employee retirement plan for you and your staff? Before you select one, check out our guide and best picks.

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The Best Factoring Companies of 2022
By Simone Johnson | April 26, 2022

Business.com has compared factoring services and selected the best ones for small businesses. Compare company services and fees to make your buying decisions easier.

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The Best Collection Agency Services of 2022
By Donna Fuscaldo | April 26, 2022

We've reviewed the best collection agency services for 2022. See up-to-date comparisons on features and the best prices for the top-rated agencies.

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There's a Fee for That: Pros and Cons of Surcharging Credit Cards
By Jennifer Dublino | March 18, 2022

Many businesses are surcharging – adding the cost of payment processing to customers' purchases. Learn the pros and cons of this tactic, as well as some alternatives.

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5 Ways to Reduce Operational Costs for Your Small Business
By Jennifer Dublino | March 18, 2022

Achieve your financial targets without compromising quality and performance.

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Guide to Compensation Management
By Patrick Proctor | March 03, 2022

If you want to hold on to your top employees, a strong compensation management program is critical.

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What's the Difference Between Net Income and Profit? 
By Dachondra Cason | March 03, 2022

Understanding the difference between net income and profit is vital for business owners in any industry. 

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Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | February 16, 2022

This guide explains Form 941, which employers need to fill out for tax withholdings from employee paychecks during payroll.

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Payroll Reporting: What to Include
By Julie Thompson | February 16, 2022

Because the payroll process has many moving parts, payroll reports can clarify labor costs, budgets and compliance issues.

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How to Create Payroll Journal Entries
By Max Freedman | February 16, 2022

Making proper payroll journal entries is a task with which all small business owners should be familiar.

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Common Payroll Discrepancies and How to Fix Them
By Sean Peek | February 16, 2022

Payroll discrepancies are common across all types of businesses. Some may be difficult to uncover, but here is where to start looking.

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How to Create a Payroll Audit
By Max Freedman | February 16, 2022

Regular internal payroll audits may help you avoid external ones. Here's how to conduct them.

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Requirements for Keeping Paycheck Records
By Julie Thompson | February 16, 2022

Employers keep paycheck records to meet state and federal storage requirements. Here's how to manage and store records that pertain to payroll.

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9 Benefits of Paperless Payroll
By Max Freedman | February 16, 2022

Most businesses stand to benefit substantially from paperless payroll platforms, though electronic payroll might not perfectly fit all companies.

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How to Budget for Hourly Employees Annually
By Julie Thompson | February 16, 2022

Just because your employees are hourly doesn't mean you can't plan for the long term. Here's how to budget annually for your hourly workers.

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How to Calculate Blended Overtime Pay
By Max Freedman | February 16, 2022

When a multi-wage employee works overtime, on which of their wage rates do you base their overtime rates? Blended overtime pay answers this question.

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1099-MISC vs. 1099-NEC
By Julie Thompson | February 16, 2022

What are the differences between a 1099-MISC and a 1099-NEC? These two tax forms have both undergone recent changes. Find out when and how to file.

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Understanding and Utilizing Total Compensation Packages
By Patrick Proctor | February 16, 2022

Total compensation helps employers attract top talent and grasp the full related costs of each full-time employee.

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What Is Retro Pay?
By Sean Peek | February 16, 2022

Correcting payroll mistakes is extremely important to maintain the trust of your employees.

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Everything You Need to Know About Cash Flow Statements
By Mona Bushnell | February 16, 2022

Find out what makes up a cash flow statement and why it's important for your business.

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How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | February 16, 2022

Credit cards can be an effective way to fund your small business if you pay off your balance each month and take advantage of the many perks available to you.

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Unsecured vs. Secured Business Loans
By Dock David Treece | February 16, 2022

Before you take out a business loan, you need to understand the difference between secured and unsecured loans so you can choose the best option for your business.

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What Is a Profit and Loss Statement?
By Jamie Johnson | February 15, 2022

A profit and loss (P&L) statement summarizes a company's revenue, expenses, and profits or losses over a given period of time. Learn what a P&L statement is and why you need one.

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What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | February 15, 2022

To cover the costs of unemployment benefits for workers, employers are responsible for paying unemployment taxes as part of their payroll taxes.

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What Are Solo 401(k)s?
By Max Freedman | February 15, 2022

Solo 401(k) accounts give you the benefits of both employer-sponsored 401(k) plans and self-employed IRAs.