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Funding

Everything you need to know about funding for your business from SBA Loans and commercial real estate loans, to finding investors.

Latest: Advice, Tips and Resources

Article
Should You Use a Business Credit or Debit Card?
By Donna Fuscaldo | February 14, 2022

Should you use a business credit card or debit card? The answer depends on a few factors. Here's what you need to know about both types of payment cards for business owners.

Article
Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | February 14, 2022

Learn the differences between capital and operating grants, and how to decide which funding option is right for your business.

Article
The Role of a Strong Accounting and Finance Team in Seeking Capital
By Matthew G. | February 03, 2022

You may be tempted to neglect the accounting side of your business, but you might also be hurting your access to capital.

Article
Best Practices to Follow Before Applying for a Small Business Loan
By Matthew G. | February 03, 2022

These practices will help you quickly and successfully find the best loan for your small business.

Article
Should You Take Out a Personal Loan for Your Business?
By Donna Fuscaldo | February 02, 2022

Taking out a personal loan is one way to bankroll your business, but it does involve some risk.

Article
Will Paying off My Debt Improve My Business Credit Score?
By Sean Peek | February 02, 2022

Your personal and business credit scores can impact your company's financial future.

Article
How to Get Your Business Loan Application Approved
By Donna Fuscaldo | February 02, 2022

Learn how to better position yourself to secure funding to start or grow your business.

Article
How a Cash Advance Works
By Donna Fuscaldo | February 02, 2022

A cash advance provides you with fast cash, but is it worth the high price?

Article
How a Bridge Loan Can Hold Your Business Over
By Dock David Treece | February 02, 2022

Bridge loans are a form of short-term funding intended to help your business buy assets or complete projects.

Article
Is Your SBA Loan in Default? Forgiveness Is Possible
By Jason Milleisen | February 02, 2022

Learn about the SBA's offer in compromise process, including who is eligible and important do's and don'ts for handling SBA default.

Article
Financing Your Construction Business
By Karina Fabian | February 02, 2022

Construction businesses demand significant overhead for labor and materials. Funding them can be difficult, but these loan options and financing products make it easier.

Article
Types of Fast Business Loans
By Max Freedman | February 02, 2022

When your business needs a quick infusion of cash, what are your options? Learn about the different types of fast business loans and what you need to apply for them.

Article
How to Build a Digital Product Ready for Angel/VC Funding Amid the Recession
By Dima Venglinski | February 01, 2022

Entering the market with a new product is not easy. However, it's still worth attempting regardless of challenging market conditions. This guide can help you navigate this process more easily.

Article
What's the Difference Between a Grant and Business Loan?
By Skye Schooley | February 01, 2022

Learn whether a business grant or business loan is better for your business.

Article
Business Loans for Veterans: What You Need to Know
By Meredith Wood | February 01, 2022

Here's a rundown of the loan programs and lenders for veteran-owned businesses.

Article
Guide to Choosing a Business Equipment Loan
By Julie Thompson | February 01, 2022

Need financing for business equipment? Here's what you need to know about choosing a business equipment loan.

Article
Is Asset-Based Lending Right for Your Business?
By Matthew G. | February 01, 2022

You can use your assets for a business loan to increase your available capital.

Article
How to Apply for Government Grants
By Max Freedman | February 01, 2022

Applying for government grants can be a confusing and lengthy process, but the end result could be a monetary award for your business. Here's how to apply for a government grant.

Article
Small Business Guide to Alternative Lending
By Donna Fuscaldo | February 01, 2022

Looking for funding? When banks let you down, consider an alternative loan.

Article
Pad That Bank Account: 6 Strategies for Companies Raising Capital
By Faizan Raza | January 31, 2022

Whether you run a startup or a Fortune 500 company, you need capital to grow. Here are six strategies for raising capital as a small business owner.

Article
You Can Do It: How to Start a Business Without a Loan
By Donna Fuscaldo | January 27, 2022

You don't need to go into debt to start a small business. Here's how to do it without a loan.

Article
What Happens if You Can't Repay Your SBA Loan?
By Donna Fuscaldo | January 26, 2022

There are options available if you can't repay your SBA loan.

Article
What Is a Rising Rate Environment?
By Donna Fuscaldo | January 13, 2022

While your rates may rise in a booming economy, your revenue should too.

Article
Before the Business Loan: Questions That Must Be Asked
By Donna Fuscaldo | January 12, 2022

Before you apply for a business loan, make sure you know what lenders expect of you.

Article
When Does Your Business Credit Score Matter?
By Donna Fuscaldo | January 10, 2022

What is the difference between your personal and business credit score, and when does your business credit score matter?

Article
Which Financing Option Is Best for Your Small Business – a Line of Credit or a Term Loan?
By Donna Fuscaldo | January 05, 2022

Building and running a small business is no small task. One of the biggest challenges is managing finances. See if a term loan or line of credit could help.

Article
Top Small Business Grants
By Simone Johnson | January 03, 2022

Looking for a business grant? Find out which grant programs can help you grow your business.

Article
What Is a Hard Money Loan?
By Simone Johnson | January 03, 2022

A hard money loan is based on the value of real estate or another asset, rather than a credit score or debt-to-income ratio. Is this the right type of financing for your business?

Article
How Business Debt Consolidation Works
By Julie Thompson | December 08, 2021

If you have multiple business debts, you may be considering business debt consolidation to simplify your payments. Here's what you need to know before deciding if it's right for your business.

Article
What to Know Before You Refinance Your Business Loans
By Max Freedman | December 07, 2021

If you're refinancing your business loans, look at your current terms and know what you want to accomplish before moving forward with refinancing.